Because exercising stock options should not require personal risk, debt, or guesswork.
Equitybee helps startup employees turn their equity into ownership without using personal savings or taking on loans. Thousands of employees from VC-backed companies choose Equitybee because it is transparent, non-recourse, and designed specifically for startup employees.
Verified reviews from employees who used Equitybee to exercise their stock options
Startup employees consistently highlight the same themes in their reviews.
Here is what they say, in their own words.
Startup employees say Equitybee made it possible to exercise stock options without risking their personal savings or financial stability.
"Equitybee is great! They provided me all the information and resources I needed to make a good desicision and their funding process was effortless. I recommend them highly!"
by Richard Bossi
"Saved my expiring options – I didn’t have the cash to exercise before my options expired, and EquityBee stepped in and funded everything. Jake was fantastic throughout the process, kept me updated, and made it simple."
by Russel
"This company is one of the best I dealt with. They are transparent and honest and explain everything step by step. Highly recommended."
by Eliyya Shukeir
Employees say Equitybee’s terms are clear, straightforward, and easy to understand,
with no hidden fees or surprises.
"Equitybee was great to work with. They had fantastic communication and were completely transparent though the whole process."
by Gonzalo Vasquez
"Great Experience – The folks at Equity Bee are very helpful and found me a stock deal much better than anticipated. Their communication is clear and timely, it was easy to set up a call. Recommended."
by T Nelson
"The process to secure funding was very well explained. The process to secure funding was very well explained and follow up from the Equitybee team was very timely. I hope the settlement phase goes as smoothly but won’t …"
by Scott Bruner
Employees say Equitybee understands the realities of startup equity and guides them through complex stock option decisions.
"No recourse funding that is smooth and transparent – I contacted EquityBee couple of months to help me with exercising my options. Once I uploaded my information, that weekend itself Gorge came back with a funding offer …"
by Raghu N
“Great experience. Jake was super helpful and went above and beyond to help me through the process. I have already recommended EquityBee to several co-workers and friends.”
by Cory
"Great experience – They kept me informed every step of the way and were very transparent. Any question I had was answered within one day if not a few hours. Their customer service always made me feel like a valued customer."
by Scott Bruner
Employees say Equitybee helped them act quickly, especially when facing tight stock option exercise deadlines.
"I had a really great experience with this group of folks. They communicated quickly, explained the service well, and turned around super fast, as I struggled with a tight deadline. I highly recommend them."
by Mizz B
“Great – Great service, fair offer and quick funding. Very satisfied.”
by Roman G
"They are organized and responsive. They deliver the money quickly to you once they find funding for your equity options. Definitely a legit operation."
by Binh
Employees frequently mention the quality of service, highlighting responsive communication and professional support throughout the process.
"Perfect customer management! Thank you Adi for a professional, transparent, and truly attentive service, Keeping me informed throughout the whole process. For me and my family, you are a real rain maker"
by Wiseman
“I was so impressed that they have a direct link to Carta. The process was easy and Jake was fantastic in keeping me updated and explaining the process. I'm thrilled I used Equitybee over other companies as I feel I was treated like a VIP and received a better package than others would have offered.”
by Connie
"Top Notch Service From the beginning to the end, EquityBee worked tirelessly to help me realize my equity opportunities. George Torounidis and Nick Adams provided me with the same white glove service that they give to multi-million dollar deals even though the value of my deal was relatively insignificant: they knew it wasn't insignificant to me!"
by Robert Bauer
Using personal savings to exercise stock options can create concentrated financial risk and tax exposure.
Employees choose Equitybee because:
Loans introduce fixed repayment obligations, regardless of the outcome you get from your shares.
Employees choose Equitybee because:
- No monthly payments
- No personal liability*
- Payment only occurs if the shares result in value
Equitybee’s model is built around the performance of the shares, rather than fixed repayment obligations.
*Assumes you comply with the agreement terms.
Not all employee equity financing solutions are built the same.
Employees choose Equitybee because it combines scale, speed, and a proven operating model designed specifically for startup employees.
Employees choose Equitybee because:
- Broader company support - Equitybee supports employees across thousands of startups through a multi-layer capital model, including Venture Market Funds and a marketplace of over 10,000 investors, covering more than 4,000 companies
- Support across earlier stages - Equitybee works with employees from earlier-stage, venture-backed companies, including Series B and beyond
- Faster access to funding - Equitybee’s structure enables a streamlined process, with funding sometimes completed in days
- Established reputation and regulatory oversight - Equitybee Securities is an SEC-registered broker-dealer and FINRA member, and has helped thousands of employees across 850+ companies access their equity
Equitybee’s scale, speed, and experience allow it to support a wider range of employees, companies, and timelines than many other financing solutions.
Letting stock options expire means giving up ownership and any potential upside from future company exit.
Employees choose Equitybee because:
- They retain ownership of their shares
- They introduce the possibility of future value without risking personal capital
- Their financial risk remains limited while upside remains possible
Equitybee allows employees to move from no participation to potential participation without introducing personal financial risk.
These reviews are written by real startup employees who used Equitybee to exercise their stock options.
Equitybee exists to solve one problem: help startup employees turn their equity into ownership without risking their financial future. That focus is why employees consistently choose Equitybee, recommend it to peers, and share detailed reviews about their experience.
Frequently asked questions
Startup employees use Equitybee to exercise stock options without using personal savings or taking on fixed repayment obligations. Equitybee provides funding that allows employees to become owners while keeping personal liquidity available for other life needs. Payment only occurs in the case of a liquidity event.
No. Equitybee is not a loan.
There are no monthly payments and no personal liability if there is no liquidity event, assuming the agreement terms are met. Repayment depends on the outcome of the shares, not on a fixed repayment schedule.
If there is no liquidity event, the employee owes nothing.
Equitybee’s model is outcome-based and tied to the performance of the shares.
Using personal savings can concentrate financial risk and reduce personal liquidity.
Employees choose Equitybee because it allows them to exercise options without committing personal cash, keeping liquidity available for other priorities and avoiding the risk of losing their own capital if the company never exits.
Letting options expire means giving up ownership and any future potential outcome if the company exits.
Employees choose Equitybee because it allows them to retain ownership and introduce the possibility of future value without risking personal capital.
Equitybee is designed to support employees facing option exercise timelines.
Once documents are submitted, Equitybee follows a structured review process that allows employees to move forward without unnecessary delays, sometimes within days.
Equitybee works with startup employees who hold vested stock options at eligible, venture-backed private companies.
Eligibility depends on the company, the option terms, and other factors reviewed during the process.
Employees trust Equitybee because of its transparent model, clear communication, and track record of supporting employees across hundreds of venture-backed companies.
This experience helps employees feel confident when making important decisions about their equity.
You can check eligibility by submitting your company and option details through Equitybee’s website. Equitybee partners with Carta to support a faster and more accurate review process.
Equitybee Venture Portfolio Fund full FAQ
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